UIIA Insurance for Intermodal Trucking
What is intermodal trucking?
Intermodal trucking is the truck leg of a shipment that also uses other transport methods, like boats or trains. It's an important part of global trade, helping move goods efficiently between ports, rail yards, and final destinations.
If your business handles intermodal loads, you know the job comes with extra risks. Luckily, the right intermodal trucking insurance can protect you from cargo damage, liability disputes, and trailer interchange.
Why intermodal truck insurance matters
When you deal with high-value cargo, leased equipment, and strict access requirements you shouldn't leave protection to chance. The right intermodal truck insurance helps:
- Protect your cargo and equipment from damage, theft, and other costly claims.
- Stay compliant with container hauling insurance requirements.
- Maintain access to ports and rail facilities that require proof of coverage.
- Build trust with clients and shipping partners.
Reduce surprises and move freight with confidence when you get an intermodal truck policy from Progressive Commercial. Speak to an expert for coverage that keeps your business moving.
What is UIIA insurance?
UIIA insurance proves that a motor carrier meets Uniform Intermodal Interchange Agreement (UIIA) requirements. This agreement standardizes equipment exchanges between trucking companies and facilities. It also simplifies operations and insurance filings by replacing multiple contracts with one.
Following UIIA in trucking supports your daily operations. It helps you avoid gaps in coverage, costly claims, and keeps carriers in good standing with intermodal partners.
UIIA insurance requirements
UIIA insurance requirements set the coverages, limits, and safety standards carriers need for intermodal trucking compliance. They're designed to help manage accidents and equipment damage. You'll need to keep your policy current to maintain UIIA status and access to ports, rail yards, warehouses, and terminals that are essential to your work.
Ready to learn more about intermodal trucking insurance basics or get UIIA coverage? Call a Progressive Commercial specialist to find a policy that meets your business needs.
Key insurance coverages for intermodal trucking
Carriers need five coverages to meet UIIA insurance requirements and begin hauling intermodal freight. We can connect customers with the following protections:
Auto liability
Auto liability coverage is the most basic type of UIIA insurance. It protects your intermodal business if you're responsible for someone else's bodily injury or property damage while driving for work. Learn more about how this coverage works for truckers.
Hired auto
Hired auto insurance covers vehicles your business leases, rents, or borrows for intermodal work. It includes liability if they cause injury or property damage, plus optional physical damage protection for the hired vehicle.
General liability
Motor truck general liability insurance helps protect against a variety of third-party claims, such as injury or property damage. It covers things like damaged terminal equipment and visitor slip and falls at your warehouse or office.
Cargo
Cargo insurance protects goods in transit if they're lost or damaged while being shipped. It covers events like theft, bad weather, or spoilage. You can get specialized protection for high-value cargo or temperature sensitive items like food.
Trailer interchange
Trailer interchange protects non-owned trailers under interchange agreements if they're damaged in your care. This UIIA insurance can include coverage for collisions and fire and theft, as well as comprehensive risks.
What is the UIIE-1 endorsement?
The UIIE‑1 endorsement is a common UIIA insurance requirement that helps cover damage or injuries when using intermodal equipment. Many terminals and equipment providers check for this endorsement before letting you use one of their trailers or chassis.
How much does UIIA insurance cost?
Your specific UIIA truck insurance cost is based on factors like:
- Number of trucks and drivers
- Operating radius
- Cargo
- Coverage limits
- Claims history
- Driving records
You may be able to get affordable intermodal trucking coverage with vehicle insurance discounts. Paying your policy in full, having other types of business insurance, or enrolling in our Smart Haul® program can help you save. The best way to learn what you'll pay is to call for a quote.
Get UIIA insurance from Progressive Commercial
To get a UIIA endorsement, your Progressive Commercial policy needs:
- Auto liability limits of $1 million or more
- Hired auto limits of $1 million or more
- Trailer interchange coverage
Why choose Progressive Commercial for intermodal trucking insurance
Progressive Commercial has been connecting business owners like you with the right insurance for over 50 years. As the #1 truck insurer in the country,Δ we understand intermodal risks and can help you get the UIIA coverage you need to do your job. Speak with an insurance agent to get a quote today.
Frequently asked questions about UIIA insurance and intermodal coverage
Can I get UIIA coverage if I'm a small fleet?
Yes, possibly. Progressive Commercial can help small fleets up to 9 power units get UIIA insurance. Talk with your agent to learn more.
Does Progressive Commercial offer UIIA-compliant insurance?
Yes, we offer UIIA insurance in select states. Call us to see if we can provide intermodal trucking insurance where you live.
How do I file proof of insurance with the Intermodal Association of North America (IANA)?
Your agent files proof of insurance with IANA using an ACORD 22 digital insurance filing. This sends your policy details to the UIIA system so you stay compliant and avoid delays.
What is the Standard Carrier Alpha Code (SCAC) and why do I need it for intermodal trucking?
An SCAC is a 2-to-4 letter coding system that identifies your company and links your insurance and equipment records in the UIIA system. It shows you meet UIIA insurance requirements and recognizes you as an approved carrier.
What types of business insurance should intermodal companies consider?
In addition to general liability, consider coverages like errors and omissions, cyber, and workers' compensation for more complete protection against intermodal shipping risks.
